Personal Accident Insurance

BodyGuard is a comprehensive personal accident insurance policy that gives you maximum security and protection in the event of even the worst accident.

Newly Extended Full Terrorism and Passive War Cover

• Basic policy covers accidental death and permanent disablement.
• Full cover for terrorism.
• Broad cover hardly ever provided by other insurance as coverage for war whilst your are travelling overseas.
• When you take this cover at HK$1 million or above, your spouse receives the same cover up to HK$100,000 automatically at no extra charge.
• Double indemnity is included for children under 18 if both parents pass away. It also applies if you have a fatal accident on a public common carrier or if you are attacked by a shark.
• Optional benefits are available for temporary total disablement and medical expenses.
• An extra 10% of cover free, compounded annually, for each claim-free year, up to a maximum of five years.
• Widest and most comprehensive cover including Major Burn (3rd degree) and various sporting activities: windsurfing, water skiing, motor cycling, ice skating, horse-riding and non-professional sports.

Additional Benefits

• Entitlement to use our assistance hotline service, no matter where in the world you are.
• When you are in need, all you have to do is call, and you will be referred to a local doctor, lawyer or translator who can help you solve your problems.

Interested in BodyGuard?

For details of product cover click here.
Download product leaflet click here.
For Instant Premium Calculation click here.

Need a proposal form?
For proposal form in PDF format, please click here.

Please contact your broker or agent or click here to contact us.

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