360o Business Protection Plan


Professional Office


Computer system records
up to HK$50,000 for each insurance period

Document in transit
up to HK$20,000 for each accident

Trade samples
up to 10% of your Contents Sum Insured for each accident

Food and drink liability
up to HK$2,000,000 for each insurance period



Trading Office


Trade samples
up to 10% of your Contents Sum Insured for each accident

Seasonal increase of Stock
increase of stock in trade by 25% from November to February

Stock in transit
up to HK$50,000 for each accident

Refrigerated stock
up to HK$10,000 for each insurance period

Food and drink liability
up to HK$2,000,000 for each insurance period

Business interruption from suppliers
up to HK$50,000 for the loss resulting from accident occurred in supplier premises

Business interruption from book debts
up to HK$10,000 for the loss resulting from damage to your books of accounts for each accident



General Office


Computer system records
up to HK$20,000 for each insurance period

Document in transit
up to HK$5,000 for each accident

Trade samples
up to 10% of your Contents Sum Insured for each accident

Food and drink liability
up to HK$2,000,000 for each insurance period



Florist


Seasonal increase of Stock
increase of stock in trade by 25% for the months of February, April, May and December

Stock in transit
up to HK$50,000 for each accident

Refrigerated stock
up to HK$10,000 for each insurance period

Money
double the limits for the loss in premises after business hours on Public Holidays

Business interruption from suppliers
up to HK$50,000 for the loss resulting from accident occurred in supplier premises

Business interruption from book debts
up to HK$10,000 for the loss resulting from damage to your books of accounts for each accident



Gift/Toy Shop/Pharmacy/Book Shop/Fashion Shop


Seasonal increase of Stock
increase of stock in trade by 25% from November to February

Stock in transit
Up to HK$50,000 for each accident

Money
double the limits for the loss in premises after business hours on Public Holidays

Business interruption from suppliers
up to HK$50,000 for the loss resulting from accident occurred in supplier premises

Business interruption from book debts
up to HK$10,000 for the loss resulting from damage to your books of accounts for each accident



Bakery


Seasonal increase of Stock
increase of stock in trade by 25% from November to February

Stock in transit
up to HK$50,000 for each accident

Refrigerated stock
up to HK$10,000 for each insurance period

Money
double the limits for the loss in premises after business hours on Public Holidays

Business interruption from suppliers
up to HK$50,000 for the loss resulting from accident occurred in supplier premises

Business interruption from book debts
up to HK$10,000 for the loss resulting from damage to your books of accounts for each accident



Real Estate Agency


Computer system records
up to HK$20,000 for each insurance period

Document in transit
up to HK$5,000 for each accident

Money
double the limits for the loss in premises after business hours on Public Holidays



Beauty/Hair Salon


Seasonal increase of Stock
increase of stock in trade by 25% from November to February

Money
double the limits for the loss in premises after business hours on Public Holidays

Business interruption from suppliers
up to HK$50,000 for the loss resulting from accident occurred in supplier premises



Dry Cleaners


Seasonal increase of Stock
increase of stock in trade by 25% for the months of April, May, October and November

Stock in transit
up to HK$50,000 for each accident

Money
double the limits for the loss in premises after business hours on Public Holidays



Computer Shop/Home Appliance Shop/Audio & Video Shop


Seasonal increase of Stock
increase of stock in trade by 25% from November to February

Stock in transit
up to HK$50,000 for each accident

Money
double the limits for the loss in premises after business hours on Public Holidays

Business interruption from suppliers
up to HK$50,000 for the loss resulting from accident occurred in supplier premises

Business interruption from book debts
up to HK$10,000 for the loss resulting from damage to your books of accounts for each accident



General Retail Shop


Seasonal increase of Stock
increase of stock in trade by 25% from November to February

Stock in transit
up to HK$50,000 for each accident

Refrigerated stock
up to HK$10,000 for each insurance period

Money
double the limits for the loss in premises after business hours on Public Holidays

Business interruption from suppliers
up to HK$50,000 for the loss resulting from accident occurred in supplier premises

Business interruption from book debts
up to HK$10,000 for the loss resulting from damage to your books of accounts for each accident



Interested in 360o Business Protection Plan? Contact your broker, agent or click here to contact us.

Contact Us

For products details, please contact your broker or agent, or click here to contact us.