360^o Business Protection Plan

Property All Risks

Covers a wide range of both natural and human causes of damage to property including fire, lightning, explosion, labour disturbances, malicious damage, burglary, typhoon, water leakage, landslip and subsidence, and many others.

Business Interruption

Protects the earning capacity of your business by making good any loss of profit and additional expenditure required to restore business operations after a loss resulting from insured risks.

Public Liability

Provides you with indemnity against your legal liability to third parties in respect of accidental bodily injury and/or property damage arising from your business operations.

Employees' Compensation

Provides you with indemnity for liability under the Employees' Compensation Ordinance and the law for accident or illness connected to their employment.